td welcome bonus conditions bonus - Tdcanada trust app You are eligible for the welcome bonus after a very reasonable waiting period Unpacking the TD Welcome Bonus Conditions: Your Guide to Maximizing Rewards

Tdcanada trust app Securing a welcome bonus can be a significant advantage when opening a new account or credit card with TDWelcome Bonus of 15,152 TD Rewards Points("Welcome Bonus") will be awarded to the TD Rewards Visa ("Account") only after you make 0 in Purchases on your  However, like any offer, there are specific TD welcome bonus conditions that you must meet to successfully claim your rewards202594—To unlock the second part of the welcome bonus, you'll need tospend an average of ,250 each month in your first 180 daysas a cardholder to  This comprehensive guide delves into the intricacies of these conditions, drawing from publicly available information and common practices in the financial industry to ensure you understand what's requiredTD Aeroplan Visa Business Credit Card

From credit cards to chequing and savings accounts, TD frequently offers various incentives to attract new customersPersonal Term Deposits Understanding the nuances of eligibility, spending requirements, and timing is crucial for a smooth and rewarding experiencePersonal Term Deposits

Eligibility Criteria: Who Qualifies for the TD Welcome Bonus?

The first step to claiming any welcome bonus involves determining your eligibilityApply for TD Business Credit Card – TD Canada Trust TD outlines specific criteria, and these can vary depending on the productWelcome Bonus of 15,152 TD Rewards Points("Welcome Bonus") will be awarded to the TD Rewards Visa ("Account") only after you make 0 in Purchases on your  For instance, with TD credit cards, a common condition is that you are a Canadian resident and have a Canadian credit fileCan I get welcome bonus for TD Visa Infinite Privilege? Furthermore, many offers are exclusively for new customers, meaning if you are not eligible for the bonuses due to having held a similar product in the recent past, you may need to wait20251230—Welcome bonus. Earn up to 70,000 points (a 0 value). Anniversary bonus. Earn up to 30,000 points (a 0 value). Annual fee. 9. check  Some sources suggest you are eligible for the welcome bonus after a very reasonable waiting period, often cited as 12 months since your last participation in a similar offerWelcome bonus eligibility rules introduction

For banking products, TD may also have conditions related to residency and the type of account you're openingCan I get welcome bonus for TD Visa Infinite Privilege? For example, for new immigrants, an offer might include a Welcome Bonus of 15,152 TD Rewards Points contingent on specific actions or account types relevant to their transition to CanadaRoll over your entire TermDepositwith us on maturity and you may earn an additional 0.05%bonusinterest* on top of our standard TermDepositrates. icon3  It's essential to read the fine print for each specific offer, as all offers are contingent on satisfying the criteria outlined in the offer terms and conditionsTD Aeroplan Credit Card Offers Earn Up to 45000 Points

Spending and Deposit Requirements: Meeting the Threshold

Many welcome bonus offers, particularly for credit cards, are tied to spending thresholdsIf approved, you could earn awelcome bonusof up to 60,0001Aeroplan points. Offer effective September 4, 2025.Conditionsapply. Apply today withTD For example, a TD Aeroplan Visa might require you to spend an average of $1,250 each month in your first 180 days to unlock a substantial portion of the bonus pointsOpen an Eligible RBC Chequing Account Another example cited is needing to spend $7,500 in your first year to receive bonus pointsWelcome bonus eligibility rules introduction

For savings or chequing accounts, the welcome bonus is often linked to making a minimum depositYou are not eligible for the bonusesbut you can always get the card!! -). 1 bonus per tier. Here's a pretty clear explanation An offer might state that you must deposit at least $10,000 within 20 days of account opening, and must keep at least $10,000 in the account for 90 days or longer past the deposit dateYou are not eligible for the bonusesbut you can always get the card!! -). 1 bonus per tier. Here's a pretty clear explanation These requirements ensure that the bonus is awarded to customers who intend to actively use and maintain their accountsYou are not eligible for the bonusesbut you can always get the card!! -). 1 bonus per tier. Here's a pretty clear explanation

Account Maintenance and Payout Timing: The Final Hurdles

Once you've met the initial eligibility and spending/deposit requirements, there are often conditions related to the account's status at the time of payoutApply for TD Business Credit Card – TD Canada Trust For banking products, a critical condition is that your account must not be closed or restricted at the time of payoutOpen an Eligible RBC Chequing Account This means you must maintain your account in good standingTD Rewards Visa* Credit Card | TD Canada Trust

The timing of the bonus payout also variesTD Aeroplan Visa Business Credit Card For credit card welcome bonuses, points are typically awarded after you meet the spending requirements and your first statement is generatedAmerican Express Cobalt® Card | American Express Canada For banking accounts, the bonus might be credited within a specified number of weeks or months after the qualifying deposit has been held for the required durationThe best travel credit cards in Canada for 2026 Understanding these timelines is key to managing your expectations for when the welcome bonus will appearAmerican Express Cobalt® Card | American Express Canada

Specific Examples and Variations

The specific nature of the welcome bonus and its conditions can differ significantly across TD products:

* TD Aeroplan Credit Cards: These often feature substantial bonus Aeroplan points, with tiered rewards based on spendingThe best travel credit cards in Canada for 2026 Offers like "up to 60,000 Aeroplan points" or "up to 45,000 points" are common, each with unique spending milestonesBest savings account bonuses for January 2026

* TD Rewards Visa Cards: Some cards offer a straightforward Welcome Bonus in TD Rewards Points, such as 15,152 TD Rewards Points, which are awarded after making a specific amount in purchases, for example, $500The 10,000 initialbonusposted for me a day after the first statement. I passed 00 on the second statement and the 30,000 additional points 

* TD Business Credit Cards: Promotional offers here can be multi-faceted, including a Welcome Bonus, Monthly Bonus, and other incentivesSigned up for theTDAeroplan Visa in the fall. One of the offers was 20,000 pointsbonuspoints when you spend ,500 in your first year.

* TD Chequing and Savings Accounts: These can offer cash bonuses, sometimes advertised as "Earn Up To $500," tied to opening eligible accounts and meeting deposit requirementsTD Rewards Visa* Credit Card | TD Canada Trust A particular offer might provide a welcome bonus of up to 100,000 points202478—Not having had the card in the last 12 monthsYou are eligible for the welcome bonus after a very reasonable waiting period. Not having had any 

It's important to note that TD may also offer other credit cards with their own bonuses; for example, a CIBC Aeroplan Visa Infinite\* Card might advertise a Welcome bonus: 10,000 points, highlighting that bonus structures exist across financial institutionsRoll over your entire TermDepositwith us on maturity and you may earn an additional 0.05%bonusinterest* on top of our standard TermDepositrates. icon3  When considering offers, remember that conditions apply to all, and it's always best to verify the most current details directly with TDYou are a Canadian resident and have a Canadian credit file. You are the age of majority in the province or territory where you live. Ultimately, by carefully reviewing the TD welcome bonus conditions, you can confidently navigate these offers and maximize your rewardsCan I get welcome bonus for TD Visa Infinite Privilege?